Top 10 Most Popular Posts of 2021!

HAPPY New 12 months’s Eve, peeps!

Y’all obtained huge occasion plans tonight? Or are you the crash early sort? I’m proud to say I’ve made it to midnight the previous couple of NYEs (barely)… and hope to take action once more tonight. It was my birthday yesterday (woot woot, life stage 37!!) so it’s a double motive for me to remain up and occasion. ?

What an superior 2021 it has been. THANK YOU to everybody who has continued studying Budgets Are Horny over the previous 12 months – this was my first full calendar 12 months working the weblog since taking up from J. Cash.

We’ve printed 104 articles this 12 months, been featured in additional than 50 round-ups and new publications, and even earned a spot within the All-Star Money Hall of Fame!

Certainly one of J$’s annual traditions was sharing the prime 10 hottest finance articles written on the weblog every year … I’ve pulled an inventory for 2021 to share beneath, based mostly on distinctive pageviews. If you happen to missed one in every of these, test it out beneath. Or if you happen to’re a brand new reader, this can be a preview of the kind of stuff we wish to weblog about right here.

Prime 10 Most Common Weblog Posts From 2021

Dear Wife, Here’s How to FIRE If I Die Early – This was the saddest however most likely most useful publish I’ve ever written. I obtained soooo many responses from readers who had been both a) very unprepared and had no property plan or b) suffered from the lack of a beloved one up to now and needed to clear up an enormous monetary mess afterwards. On this publish, I write a high-level letter to my spouse with some steps to take if I move away early. ?

My Parents Retired at 42: What I Learned Growing Up in a FIRE Family ??? – That is an superior visitor publish written by my pal Mike, who additionally co-hosts the Friends on FIRE podcast. Mike’s dad and mom each retired of their early 40s, so he talks about life from the youngsters’s perspective when dad and mom retire early.

Michael and his household

The 6 Stages of Financial Freedom – Where You At!? – Extra than simply explaining the assorted phases all of us undergo on the FIRE path, this publish additionally talks in regards to the freedoms which can be accessible to us alongside the best way. (Spoiler alert: A lot of life’s freedoms can be found to you sooner than you assume. And waaay earlier than you truly attain Monetary Independence. ?)

7 Side Hustles Perfect for Couples – What’s higher than making extra money in your spare time? Doing it along with your life associate! (or shut pal or member of the family). This text goes by facet hustle choices for {couples} and the professionals and cons of all of them.

Flashback to when my spouse and I had been charging Hen scooters in our storage

Lowering My Emergency Fund… to…. $0.00? – Many individuals disagree with my view on this, and that’s OK! I’ve at all times had a HUGE emergency fund to cowl 6 months of residing bills (typically rather more). However now my stance on emergency funds has fully modified – I don’t consider in them anymore. This text explains why having money readily available isn’t actually needed → slightly, having *entry to money* is. Since penning this publish I’ve put about $20k of money into the inventory market and can proceed to decrease my money steadiness till it’s close to ZERO.

Why I’m Transitioning Away From Rental Properties – I grew up considering that actual property was the one option to get rich, so I started constructing a rental empire proper out of highschool. Then in my early 30s, I began finding out private finance extra and getting conversant in different funding automobiles. This made me rethink my complete portfolio. On this publish I discuss why I’m promoting off leases (and we’ve already bought 3 properties since penning this again in January!).

How Your Neighbors Spend Their Money (aka the Average Household Budget) – “Different individuals’s cash is none of your online business, and thus inherently attention-grabbing!!”  On this superior visitor publish written by MoneyLemma, we break down the typical U.S. family’s revenue and bills utilizing enjoyable charts and graphs. Tremendous attention-grabbing info in right here!

Money Is Alive! And He Launched a New Curation Site… – The person, the parable, the legend… J.Cash returns to the weblog to reply some Q&A in addition to inform us about his new venture, All-Star Cash. If you happen to haven’t checked out the location but, accomplish that right here: All-Star Money. And join the day by day e-newsletter (or weekly digest) which showcases 3 contemporary and favourite private finance blogs every day.

30 Mini-Challenges for September to Improve Your Life and Money – Relatively than making an attempt a “no spend” month, this record of cash challenges are all totally different and random – to maintain issues FUN! (I notice September has come and gone, however these challenges can actually be carried out throughout any month of the 12 months. I’ll be sure to spice issues up once more this 12 months and do one other month-to-month problem of types in 2022.)

Top 5 Regrets of the Dying, and How I’m Adjusting My Life Accordingly – Some time again I learn a e book about what most individuals remorse when they’re on their deathbed. I’m decided to not have the identical regrets in life, so this text talks about life modifications I’m making to keep away from these frequent regrets. Listed below are the highest regrets, in case you’re questioning…

“I want I’d had the braveness to reside a life true to myself, not the life others anticipated of me.”

“I want I hadn’t labored so exhausting.”

“I want I’d had the braveness to specific my emotions.”

“I want I had stayed in contact with my buddies.”

“I want that I had let myself be happier.”

*****

And listed below are some runners-up that didn’t make it into our prime 10 … however I feel they’re simply as superior…

OK, that’s a wrap for 2021!