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Seniors who’re wanting into Medicare Benefit plans would possibly save themselves a while by beginning with the Kaiser Basis Well being Plan.
It obtained the very best rating by a wholesome margin in J.D. Energy’s 2022 Medicare Benefit Examine.
The study, now in its eighth yr, ranks plans primarily based on rankings from Medicare Benefit plan members themselves. For the 2022 examine, greater than 3,000 such members from throughout the U.S. have been polled.
The general buyer satisfaction scores are primarily based on six components. Listed so as of significance, they’re:
- Protection and advantages
- Supplier selection
- Value
- Customer support
- Data and communication
- Billing and fee
The perfect Medicare Benefit plans
The common total satisfaction rating amongst Medicare Benefit plans included in J.D. Energy’s newest examine is 809 out of 1,000 factors — a 3-point enchancment from 2021.
Three of these plans earned above-average total satisfaction scores. They’re:
- Kaiser Basis Well being Plan: General satisfaction rating of 844 out of 1,000 factors (which is down barely from 846 in 2021)
- Humana: 824 (up from 822)
- Highmark: 811 (down from 834)
The plans that earned below-average total satisfaction scores are:
- UnitedHealthcare: General satisfaction rating of 808 out of 1,000 factors
- Blue Cross Blue Protect of Michigan: 802
- Aetna: 796
- Anthem (now Elevance Well being): 791
- Cigna Well being: 790
- Centene: 773
Medicare Benefit versus Authentic Medicare
Medicare Benefit is without doubt one of the two major varieties of Medicare. The opposite is Authentic Medicare, additionally known as conventional Medicare.
Authentic Medicare is obtainable instantly by the federal authorities’s Medicare program, whereas Medicare Benefit plans are supplied by personal insurers which have been permitted by the federal government’s Medicare program.
Medicare Benefit plans must cover the same services that Authentic Medicare covers but in addition can cowl different bills as properly. (We element a few of the companies that Authentic Medicare doesn’t cowl in “Medicare Will Not Cover These 9 Medical Costs.”)
So, from one Medicare Benefit plan to the following, protection and prices can differ extensively.
Disclosure: The knowledge you learn right here is at all times goal. Nonetheless, we typically obtain compensation once you click on hyperlinks inside our tales.
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