20 Fun Ways to Name Your YNAB

Do you know you may title your finances in YNAB? It’s true, you may name every finances in your YNAB account one thing completely different. And for the reason that title of your finances is so outstanding proper there within the prime left nook of the net app, it’s an awesome alternative to make a joke, give a phrase of inspiration, and even simply enable you to keep organized.

YNABers love all of these issues, and much more, they love speaking about how they arrange their spending plans in YNAB.

So I requested the group at YNAB and the group over on the YNAB Fans Facebook group how they title their budgets. In celebration of YNAB’s twentieth anniversary (three cheers!), I’ve grouped them into 20 fun-filled classes. We’ve acquired plenty of floor to cowl, so let’s get into it.

1. “My Funds”

Lots of people joked that their finances in YNAB remains to be the default “My Funds.” Some individuals didn’t know that you can change your finances title however didn’t just like the prospect of change. And if that’s you, I need you to know that’s completely okay! Possibly you want how it’s—extra energy to you!

2. Alliteration

Alright, this class is extra for me to share the title of my very own finances, as a result of I feel it’s enjoyable. My final (and first) title each begin with B, so possibly alliteration is simply in my blood. The title of my finances follows swimsuit – “Barlowe Bodacious Funds” has been my title of selection for the reason that very starting after I began YNAB approach again in 2013.

I assume you can say I’m besotted with baptizing my finances with beguiling ‘B’ phrases as a result of they create a lift of brightness to my budgeting bliss. 

3. Your favourite songs

So many individuals referenced their favourite songs in our dialogue on-line. They’re rife with good budget-naming potential. I’ll wrap up a couple of of them for you:

• “Funds, Funds Actual Good”
• “Floor Management to Main Funds” 
• “Born to be Wild-ly Accountable” (this was my favourite)
• “Fancy” for Reba McIntire’s famous song — “Here is your one probability Fancy, do not let me down.”

A few of the references have been extra of a severe nature. 

• One person selected “Rolling within the Deep” as they ready for a divorce.
• One other selected “All by Myself” after dropping their accomplice.

4. Your emotions on the time

And that leads me to the group of people that named their finances after the best way they have been feeling after they used it. One commenter stated they selected “Pricey God” after YNAB revealed how a lot they have been spending on eating out. 

One other YNABer went with “My New Life” as a result of the YNAB technique had impressed them to construct a brand new life for themselves. One other went with the straightforward “Excited!” as a result of that’s precisely how they felt after they began their first spending plan!

5. Puns

Puns, oh so many puns. “Aim Digger” and “Thrifty Shades of Pay” have been a few my favorites. A few of the delightfully horrible puns included “Cents and Sensibility” and “Coin-quer the World.”

6. Dates

Alright, we’ve gotten just a little too dad-jokey even for me, so let’s get just a little sensible. Many individuals merely named their budgets based mostly on the date ranges they cowl. Issues like “Present since 1/1/23” and “2022 to current” have been widespread. 

I personally use this technique for my finances names! My lively finances is at all times the alliterative title I shared above, however any previous budgets at all times embody the date vary. It’s a great way to remain organized after I wish to lookup an previous transaction for that random trip spot we’re revisiting after 7 years.

7. Intentions and objectives

Essentially the most inspiring finances names by far needed to do with YNABers’ intentions or objectives for brand new years. Inspiring entries included:

• 12 months of Insights
• Get that new kitchen
• Cultivating Pleasure
• The 12 months of debt free
• All issues Brilliant & Stunning
• Street to Retirement

8. Guide characters

I used to be particularly drawn to the YNABers who named their budgets after their favourite e-book characters. One named their finances “Jeeves” after the beloved butler from PG Wodehouse’s “Jeeves and Wooster” collection.

One YNABer selected “Samwise” after everybody’s favourite Lord of the Rings character. My favourite although was a shock. One YNABer named their finances “Scrooge” however not for the miserly model we see initially of A Christmas Carol, however for the reformed beneficiant man we love on the finish.

9. Names portmanteau

Okay, possibly I selected this class simply because portmanteau is certainly one of my favourite phrases. It means smooshing two phrases collectively, like brunch, spork, guesstimate, and weblog (internet + log, wager you didn’t know that!). 

In the event you’re utilizing YNAB with a accomplice, we advocate a few different ways to arrange your budgets, however in case you have a joint finances, smooshing your names collectively simply is smart. Joanna and Tim name their finances Jim. Possibly in case your names are Ben and Jennifer, you can go along with the basic Bennifer (it’s gonna be endlessly this time).

10. Encouraging phrases

Altering your monetary life is tough, so title your spending plan one thing that gives you just a little choose me up. I beloved one YNABer who selected “Phoenix Rising” for a brand new finances they began after a very making an attempt time. One other selected “2024Ever” as a result of “I need this to be the turning level for the remainder of our lives!”

I additionally noticed “Third time’s the appeal” for a YNABer who was decided to make YNAB work! And one merely went with “Abundance 💰”.

11. One thing apart from “finances”

We’ve used that phrase lots on this weblog, and for a few of you that phrase has a really adverse connotation. One YNABer selected to go along with “Spending Plan” as a result of it feels much less restrictive. With a spending plan, you’re designing the life you need by aligning your categories along with your priorities. Ah, the candy style of freedom.

12. Nickname for {dollars} (or another foreign money!)

Your finances accommodates your {dollars} all neatly organized into particular digital envelopes prepared and ready to be spent. So it’s solely pure to call your finances for the factor it accommodates. I noticed a number of enjoyable names like this resembling “Greenback Bucks,” “Treasured Monies,” and “Ma Billz.”

13. Give it a nickname

A number of YNABers get pleasure from giving their finances a real-life human title to allow them to reference it prefer it’s an individual.

• “Can we exit to eat tonight? What does Gunda say?” 
• “Test with Harriet on how a lot we’ve saved for trip.”
• “Do you assume Margaret might budge on the leisure class?”

One person mixed the nickname with alliteration, going with “Fiduciary Fred.”

14. Emojis

You understand we love our emojis right here at YNAB. They’ll add just a little enjoyable and shade to your monetary numbers. And emojis are absolutely supported in finances names too. A few of the most enjoyable ones I noticed included “ 🌈☀️” and “Youngsters 😱😱😱.”

15. Quotes

All of us love our most quotable media, so why not embody that in your finances title? The funniest one was “Why can’t I’ve no children and three cash?” (from The Simpsons). “Deal with yo’ self!” from Parks and Rec was most likely the preferred finances title of all of them!

Personally, I’m a fan of that the majority quotable film of the previous 20 years, Napoleon Dynamite. However as a substitute of “Do the chickens have massive talons?” you can title your plan, “Does your finances have massive financial savings?”

16. YNAB ideas

I used to be completely stoked to see one YNABer title their finances after the widespread mantras we educate right here at YNAB. One person selected “Find the Money First,” they stated, “in a determined try and just do that as a substitute of simply spending. Any of the names of the Four Rules can be simply good, too!

17. A pleasant message to the YNAB Help Staff

In the event you didn’t know, our help group right here at YNAB is completely superior. In the event you give them permission utilizing the Support Access characteristic, they will even check out your finances to reply any questions particular to your precise state of affairs. One in every of our group members stated they as soon as noticed an encouraging message within the title of a YNABers finances, and it made their day. They’d like to see extra!

18. Inside jokes

MB within the YNAB Followers group shared a enjoyable story with their finances title:

“Liz used to tease me about my fast/reckless spending, which I described as desirous to “construct an enormous leaf pile of {dollars}, then soar in it and ship them flying.” Our finances is named “Liz & MB’s Leaf Pile”.

A enjoyable inside joke along with your accomplice or mates may very well be the right title to offer you fun day-after-day.

19. Tabletop sport references

Okay, I needed to embody this one, as a result of I’ve very lately gotten into D&D. So this finances title is totally superior. IYKYK:

“I’m within the course of of creating my finances all D&D themed (I’ve a private model to uphold 😅). It’s known as “(Cash) Bag of Holding 💰”.

20. Present and film references

I saved my favourite for final. Everybody likes to reference their favourite exhibits. “Funds, Beets, Battlestar Galactica” was a delight for The Workplace followers. Different references included “Gringotts” for the Harry Potter financial institution, “The Actual World” for our old-school MTV followers. And naturally, “The Banana Stand” as a result of, because the characters of Arrested Growth will remind you, there’s at all times cash there. 

So go forth and have an absolute blast naming your finances one thing enjoyable, inspiring, or sensible. However bear in mind, no matter you select, the aim of your finances is that can assist you ensure that your spending traces up along with your priorities so you may construct the life you will have at all times wished.

Would you like extra enjoyable YNAB knowledge, puns, and obscure tv references? Join YNAB’s newsletters in the present day!

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