Questioning if YNAB is price it? For some clients, there’s no price ticket to placed on whole monetary management. However if you’d like worth tags, we’ve obtained ‘em.
So first:
Q: How a lot does YNAB price?
A: $99/yr or $14.99/month (you’ll additionally discover this data over on our pricing page)
However let’s take a second to match that quantity with this one: on common, new budgeters save $600 their first two months, and greater than $6,000 their first yr. However don’t take our phrase for it!
“My spouse and I can attest to the truth that the typical budgeter saves round $600 in 2 months. We did! We love every thing about YNAB besides that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB consumer since 2019
Hear from YNABers in their very own phrases (and charts) why YNAB is price it for them.
YNAB helped dramatically improve my web price
“That is what 10 years of YNAB seems like for me. I’m posting this with numbers to assist in hope, to not brag. Educate your self, stick with day by day enchancment and you’ll come out on prime.”
-Fritz, YNAB consumer since 2009
I’m now out of debt
Ten years appear to be the far and distant future? How about this man, who utterly reversed his fortunes: going from -$40K in debt to a web price of virtually $42K in simply two years?
“Hope on a smaller scale right here!”
-Luke, YNAB consumer since 2018
However it’s not all charts and information that inform the true story.
My funds are firmly beneath management
“Due to YNAB I used to be in a position to take agency management of our funds and create (and stick with) a funds that allowed us to repay our mortgage final month—13.5 years early! If YNAB had been round when my husband and I had been first married we may have retired as millionaires ten years in the past. Oh nicely, at the least we’ll be debt free and self sustaining! Thanks YNAB!!”
-Julene, YNAB consumer since 2018
It’s cheaper than a therapeutic massage
“A yr of YNAB prices lower than a therapeutic massage and is a heck of quite a bit higher for lowering stress.”
-Kat, YNAB consumer since 2016
I don’t must pay overdraft charges anymore
“I’m loving the app to date—paying month-to-month for an app like this appeared loopy earlier than I obtained settled into it however now I’m not apprehensive about cash, have financial savings, and haven’t had an overdraft in months. I’m completely going to maintain it going.”
-Eric, 5 months into utilizing YNAB
Now I sleep simpler
“We’re in charge of our funds in retirement. Thanks for serving to me sleep simpler.”
-Cecilia, 1 yr into utilizing YNAB
The customer support is superior
“I’ve been VERY impressed by YNAB itself and likewise (and extra importantly), the nice customer support and responsiveness you exhibit. You possibly can inform YNAB will not be some huge, stuffy company (the lovable little sayings throughout startup, and so on). YNAB truly appears to be run by and make use of caring, full of life human beings!”
-Jamie, New YNABer
However the associated fee! There are free choices on the market!
It’s the very best buy I make
“YNAB is the very best buy I make yearly!!!! There merely isn’t the rest on the market that compares to the extent of dedication, service, schooling, group and authenticity that you simply all symbolize.”
-Patti, YNAB consumer since 2007 and fangirl extraordinaire
(We <3 you too, Patti!)
However I may simply make my very own funds in Excel!
That is essentially the most beneficial factor I purchase
“If I needed to rank all of my bills, that is the primary when it comes to bang for the buck.”
-Jim, YNAB consumer since 2016
I don’t know the place I’d be with out YNAB
“I’ve been messing round with You Want a Finances for a couple of days now and now I’m beginning to surprise how I even managed to wipe my very own butt with out it.”
-Kay, YNAB beginner
I’m utterly offered
“Even when there have been a zombie apocalypse and civilization crashed and cash as we all know it went away completely, I might nonetheless monitor my wampum or seashells or camels utilizing YNAB.”
-Erin, YNAB consumer since 2017
So is YNAB price it? You resolve! Join a free 34-day trial at this time. What have you ever obtained to lose?