Your property mortgage is mostly the biggest amongst your mounted bills every month. Ensure you lock in the very best dwelling mortgage at the very best charges so that you just don’t find yourself paying extra when a less expensive different is accessible. Use the PropertyGuru Finance loan comparison tool to look, monitor and get updates on charge alerts.
The mortgage market has by no means been essentially the most clear – for customers, it’s tough to get knowledge on dwelling loans supplied throughout all of the totally different banks for us to match what the very best charges are.
That’s the reason nearly all of first-time dwelling consumers find yourself taking a mortgage with the banker that was referred or beneficial to them by a buddy or agent (one that doesn’t essentially give the bottom or best charges). Relying on the phrases of your mortgage contract, chances are you’ll find yourself paying further curiosity for a interval with out with the ability to refinance to a decrease charge.
However because of know-how, now you can discover out what essentially the most aggressive charges are for your self by way of PropertyGuru Finance.
Because the main property portal in Singapore, PropertyGuru has used their market data, knowledge and know-how to revolutionise the mortgage marketplace for good. And that’s nice information for us customers, as a result of it means we not need to depend on our banker for charges.
Inside seconds, I can simply examine dwelling loans throughout all the most important banks in Singapore by using the PropertyGuru Finance loan comparison tool here.
The software feeds into the day by day knowledge of the next:
- UOB
- DBS
- OCBC
- HSBC
- Citibank
- Commonplace Chartered
- Maybank
- CIMB
- RHB
- Financial institution of China
- SBI
- Hong Leong Finance
- Singapura Finance
What I like greatest is how you don’t need to key in any private contact data to make use of the software.
In any case, I want to look and attain out to a specialist solely if I’m and when I’m prepared, fairly than having to reply to another person’s observe up with me after I’m not but able to proceed.
On PropertyGuru Finance, you simply have to enter the next parameters and it’ll provide the outcomes immediately:
What’s extra, as totally different banks provide totally different charges at totally different time limits (that is largely primarily based on the demand and provide of their disposal funds at hand), you should definitely subscribe for Rate Alerts so that you get firsthand updates on the very best and lowest charges every time there are any adjustments.
100% free with zero commitments
When you’ve narrowed down your required dwelling mortgage packages, that is the place you’ll seemingly need to have a mortgage specialist to assist stroll you thru the T&Cs of the mortgage and course of your mortgage utility along with your chosen financial institution.
That’s why PropertyGuru Finance has additionally assembled a team of 25 in-house mortgage experts to assist homebuyers navigate all of the technical jargon and sophisticated T&Cs…in order that you understand precisely what you’re signing up for.
And the very best half is, their services are 100% free.
You can reach out to their team for advice on your own home mortgage, and even to get a secondary opinion on some other quotes that you could have obtained elsewhere.
By partnering with all main banks, their focus is to present customers entry to the bottom rates of interest and limited-time financial institution promotions, whereas providing unbiased recommendation.
The choice lies in your arms, fairly than theirs.
How can I ensure that I’m getting the very best charges?
PropertyGuru Finance has a daring promise: they assure you the very best charges.
What’s extra, there’s no incentive for any of their mortgage specialists to hard-sell or push you in direction of a sure dwelling mortgage package deal, as a result of they receives a commission by the respective financial institution when a mortgage is accepted (and this association is identical throughout all partnered banks).
That’s why their precedence is to match you with the greatest dwelling mortgage for your wants as an alternative.
Then, solely when you’re glad and have determined to proceed with your own home utility with them, they then receives a commission by the banks. In the event you’re not completely satisfied, you may at all times stroll away – there are zero obligations so that you can decide to something.
Having helped hundreds of householders until date, they’ve garnered quite a few a number of 5-star evaluations on Google, however you’ll additionally discover one thing particular whereas scrolling by means of the evaluations: there are totally different names reviewed for his or her glorious service – a testomony to not only one star participant, however to nearly the entire team.
Given that you just don’t even want to offer any private data to begin evaluating, go forward and bookmark their loan comparison tool here now.
And naturally, to be sure to get the very best charges, compare and sign up for rate alerts here.
Disclaimer: This put up is delivered to you in partnership with PropertyGuru. All opinions are that of my very own.