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Should you’re making an attempt to clock up sufficient miles quick, listed below are the most effective bank cards in Singapore to make use of proper now and what I personally advocate.
I redeemed our first enterprise class tickets on Singapore Airways final month for a New York-Singapore journey as a pair, and plenty of of you requested how I amassed that a lot. It’s not rocket science, and constant readers would most likely already see me speak about these methods earlier than, however right here’s a breakdown of how we acquired ours anyway:

Nonetheless, among the playing cards have since lowered their rewards advantages (e.g. UOB Woman’s), so right here’s an up to date submit on what it’s best to get for 2024.
My bank cards technique
To clock miles on the FASTEST potential earn price, try to be doing these:
- Use specialised bank cards that give 4 mpd for many of your spend
- For every thing else, use basic bank cards of 1.4 – 1.7 mpd
- Preserve backup playing cards or months when your spending exceed the max caps (particularly for on-line purchasing – suppose 11.11 and Black Friday gross sales)
Finest playing cards for normal spending
In case your common spending appears something like mine, you’ll seemingly be clocking bills throughout:
- Eating out
- On-line purchasing (e.g. Shopee, Lazada)
- On-line subscriptions (e.g. Netflix, Spotify, ChatGPT)
- Groceries / Supermarkets
- Petrol and transport (consists of ride-hailing and public transport)
- Leisure tickets (e.g. SISTIC or Ticketmaster)
- Journey (flight tickets, resorts, vacationer actions, and so on)
In that case, right here’s the most effective 4 mpd playing cards I might advocate so that you can try for every class:

Notice that the usual UOB Woman’s card is just 4 mpd in your first $1,000, so that you qualify for the UOB Lady Solitaire Card, go for that in order that your max. reward spend can be elevated to $3,000 as a substitute!
Similar for DBS Lady’s Playing cards, for those who go for the DBS Woman Card you’ll solely be getting 2 mpd, whereas the DBS Woman’s World Card gives you twice of that (4 mpd)!

Each time I take public transport, the UOB PRVI Miles Card is my best choice for clocking miles. Sadly, there isn’t a 4 mpd possibility now for public transport so we’ll simply should accept the final 1+ mpd playing cards right here. If that adjustments, let me know!

Every time you journey overseas, be sure you first use a 4 mpd to e book your travel-related bills – the UOB Lady’s Card and DBS Woman’s World Card are my prime selections.
However after I journey overseas and should spend utilizing overseas foreign money, I sometimes pair that with both my UOB Lady’s Card or the Citi Rewards Card, since they each give 4 mpd when used with the Amaze card for beneficial FX conversion charges.

That approach, Amaze settles the FX conversion (at fairly aggressive charges) which I proceed to earn 4 mpd on my underlying card on the acquisition. Win-win!
Q: What about utilizing my FX bank card immediately after I’m overseas for miles?
A: UOB PRVI Miles Card might give 2.4 mpd on foreign exchange charged on to the cost, however you’ll be subjected to the financial institution’s prevailing FX conversion price…which is hardly compelling. This is identical for any direct overseas foreign money charged to a bank card, so I choose to stay with my Amaze pairing combos as a substitute.
Most of our largest expense every year will seemingly come out of your taxes, insurance coverage and training charges. For these of you who keep in condominiums, your month-to-month MCST costs can add up too. The excellent news is, you may earn miles on them by means of CardUp, which I’ve been sharing about since 2018 on this blog!
You may try CardUp’s list here on what cards can be used with them, however my private choice is for UOB PRVI Miles Card, which I’ve been utilizing since eons in the past.

Earlier this yr, my child needed to endure surgical procedure so I seemed into seeing how I might get miles for the process, since it could be a sizeable invoice.
Fortunately, there’s a hack round this which my good pal Aaron (Milelion) shared, and that’s to try to route it by means of HealthHub, Well being Buddy or the OneNUHS app. Paying the invoice on this method with my DBS Woman’s World Card earned us just a few miles over what would have been zero if we had merely paid on the counter in-person.

And at last, you’d most likely need to have a few of these backup playing cards on standby as effectively in case you bust your max spend (eligible for rewards) on the earlier playing cards. Months the place mega gross sales like 11.11 or Black Fridays, for example, can usually see you busting these limits moderately shortly. On this case, have backup playing cards so you may proceed incomes 4 mpd on them as a substitute of losing the {dollars}!

And that wraps up my 2024 arsenal of bank cards that I’m utilizing to clock and earn my miles quicker in the direction of our subsequent enterprise class flight.
Are there any on this listing that I’ve missed out which you personally use and discover useful? Let me know within the feedback beneath!
With love,
Price range Babe
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