Recurring Cost Planner
See how repeating charges add up over a year, then compare keeping, changing, or stopping renewals. This plans a steady-state annual cost; it does not cancel a service.
How this calculation works
Each current amount is multiplied by its annual frequency: weekly × 52, every two weeks × 26, twice a month × 24, monthly × 12, quarterly × 4, or annually × 1.
Keep uses the current charge. Stop sets the planned annualized charge to zero. Change uses your new amount and frequency. Monthly equivalents divide the exact annual total by 12; totals are rounded only for display.
A worked example
Hypothetical: $10 every two weeks has an annualized cost of $260 and a monthly equivalent of $21.67. The same $10 twice a month is $240 a year. These are different billing frequencies.
What this estimate does not include
- Not a calendar of actual bill dates. Weekly and biweekly counts are annualization conventions.
- Stopping renewal does not remove a contractual obligation, refund a prepayment, or cancel a subscription.
- Taxes, fees, future price changes, credits, and cancellation terms are included only if reflected in your inputs.
Your numbers stay here.
Inputs exist only in this page’s memory. They are not sent to a server, stored, or added to the URL. Refreshing the page clears them. Calculating does not contact a merchant.
Method context: FTC: Getting in and out of free trials, auto-renewals, and negative option subscriptions. The annualization and time-horizon conventions are the site’s stated model assumptions.